Pashu Kisan Credit Card Apply Online, Features, Benefits & Interest Rate

Haryana Pashu Kisan Credit Card Yojana 2021 Registration | Farmer Credit Card Scheme For Animal Loan | Apply Online Pashu Kisan Credit Card 2021

 The target of doubling the income of farmers has been set by the Government of India by the year 2022. Keeping this in mind, the government has started the Pashu Kisan Credit Card scheme. Today we are going to provide you with all the important information related to Pashu Kisan Credit Card Yojana through this article. Such as what is Pashu Kisan Credit Card? its purpose, benefits, features, eligibility, important documents, the application process, etc. So friends, if you want to get all the important information related to Pashu Kisan Credit Card Yojana 2021, for complete information check this article till the end.

Pashu Kisan Credit Card Yojana 2021

This scheme was launched by Haryana Animal Husbandry and Agriculture Minister JP Dalal ji. Under this scheme, loans will be provided to the cattle farmers. If the farmer has a cow then a loan of ₹ 40783 will be provided to him and if the farmer has a buffalo then a loan of ₹ 60249 will be provided to the cattle rearer. To get this loan, the animal husbandry has to get Pashu Kisan Credit Card made. Under Pashu Kisan Credit Card Yojana, the loan amount will be provided in 6 equal installments. This amount has to be returned to the beneficiary with an interest rate of 4% within 1 year. The interest rate on the loan provided under this scheme will be applicable from the day the animal husbandry will get the amount of the first installment.

Pashu Kisan Credit Card

Highlights Of Pashu Kisan Credit Card

Scheme namePashu Kisan Credit Card
launched ByHaryana Government
State Haryana
beneficiaryKisan of Haryana
ObjectiveTo increase animal husbandry business in the state
Official websiteCheck Here
Year2021

Get loan up to Rs 3 lakh through the scheme

As you all know, the government has set a target of doubling the income of farmers by the year 2022. Pashu Kisan Credit Card has been launched by the government for this purpose. The conditions of the Pashu Kisan Credit Card have been kept similar to that of the Kisan Credit Card. Under this scheme, a maximum amount of up to Rs 3 lakh can be obtained through a credit card. This amount can be used for rearing cows, buffalo, goat, and poultry. No guarantee is required to be given for receiving amounts up to Rs.1.60 lakh out of Rs.3 lakh. The benefit of this scheme will be extended to the emblematic farmers.

Pashu Kisan Credit Card Interest Rate

There are 16 lakh such families in the state who have milch animals. All these animals are being tagged. If you also want to get the benefit of this scheme, then you can apply under Pashu Kisan Credit Card Scheme. After the application, you will be provided with the Pashu Kisan Credit Card. Usually, the loan is provided by the bank at an interest rate of 7%. But under Pashu Kisan Credit Cardanimal owners will have to pay only 4% interest. Apart from this, a relaxation of 3% will be provided by the central government. A maximum loan of ₹ 300000 can be taken by the farmer.

Haryana’s 53000 cattle farmers got benefit Under This Scheme

As we have told you above that the  Haryana Pashu Kisan Credit Card scheme has been started to provide loans to the animal husbandry farmers of the state. Through this scheme ranchers, State by a loan by the government can ranch better. Under this scheme, Pashu Kisan Credit Cards have been made available to 53000 cattle rearing farmers of Haryana state so far. Through this  Pashu Kisan Credit Card, a loan of Rs 700 crore has been provided by the government to 53000 cattle farmers of the state.

Under this scheme, the loan is being provided to the cattle farmers of the state at only 4% interest rate. The Animal Husbandry Department has informed that the State Government has said that the amount for providing loans to the farmers of Haryana’s animal husbandry will be increased up to Rs.3 lakh. Under this scheme, 5 lakh cattle farmers of the state had applied, out of which 1 lakh 10 thousand applications have been approved. Pashu Kisan Credit Cards will also be provided to the approved applicants soon.

Pashu Kisan Credit Card Loan Amount List

Animalloan amount
Cows₹40783
Buffalo₹60249
sheep goat₹4063
hen ₹720

Pashu Kisan Credit Card Yojana Objective 2021

As you know people in the village keep farming, as well as animals and sometimes farmers, have to sell their animals to meet their needs and sometimes the animals get sick because farmers do not have money. he finds had not treated Given all these problems, the state government said the animal Kisan credit card scheme in 2021  began to loans from farmers their animals through the scheme that care will Sl good | this  Pashu Kisan credit card scheme Through 2021animal husbandry business will increase in the state and agriculture and animal husbandry business will be modernized like developed countries.

Pashu Kisan Credit Card New Announcement

As you all know, loans are provided to farmers for animal husbandry under Pashu Kisan Credit Card. Under this scheme, loans up to Rs 1.60 lakh are provided without guarantee. Under the Pashu Kisan Credit Card scheme, loans are provided according to the number of animals. So far 3,66,687 farmers have applied in Haryana. Out of which 57,160 have been accepted by the banks. Credit cards have been issued to these 57,160 farmers. Under this scheme, the state government of Haryana has decided to issue 8 lakh Kisan Credit Cards. Camps were also organized by the bank to spread awareness about Pashu Kisan Credit Card  Scheme. Information related to this scheme has been provided to the farmers through these camps.

Beneficiaries of Pashu Kisan Credit Card

Areabeneficiary
FisheriesSelf Help GroupFish Farmer (Individual, Partners, Groups, Tenant Farmer & Sharecropper)Women GroupsJoint Liability Group
marine fish farmingSelf Help GroupFish Farmer (Individual, Partners, Groups, Tenant Farmer & Sharecropper)Women GroupsJoint Liability Group
poultryFarmerPoultry Farm (Individual or Joint Brower)Joint Liability GroupSelf Help Group (Tenant Farmer of Goat, Sheep, Poultry, Pigs, Rabbits, Birds, etc.)
dairyFarmer Dairy Farmers (Individual or Joint Borrower)Joint Liability GroupSelf Help Groups (tenant farmer having owned/leased sheds)

Pashu Kisan Credit Card Scheme New Update

Under this scheme, Pashu Kisan Credit Cards will be issued to about 6 lakh cattle farmers of the state. Eligible beneficiaries on this card can take loans up to Rs 1 lakh 80 thousand without guarantee. Farmers are given loans under this scheme at an interest rate of 7 percent. In this, the central government gives a three percent subsidy and the Haryana government is giving a rebate on the remaining 4 percent interest. Under this scheme, the forms of 1 lakh 40 thousand cattle owners have been filled so far. Under this scheme, 40 thousand 783 rupees for a cow and 60 thousand 249 rupees for buffalo will be given to the cattle owners of Haryana.

Top banks offering Pashu kisan Credit Card 

  • SBI (State Bank Of India)
  • Punjab National Bank (PNB)
  • HDFC bank
  • Axis Bank
  • Bank Of Baroda
  • ICICI Bank etc.

Benefits of Pashu kisan Credit Card Yojana 2021

  • Under this scheme, farmers can get loan by pledging something insured.
  • The farmers who will be given a credit card, they can use this credit card as a debit card in the bank.
  • Under this  Pashu Kisan Credit Card Yojana  , a loan of Rs 60249 per buffalo will be provided to cattle farmers and Rs 40783 loan will be provided per cow.
  • Under this scheme, credit card holders can take up to Rs 1.60 lakh without collateral security.
  • Animal farmers will be given loans from all banks on a yearly basis at seven percent interest, and on paying interest on time, the interest will become 3 percent.
  • If the amount is more than three lakhs, the animal rearers will get a loan at the interest of 12 percent.
  • The interest amount has to be paid at an interval of one year, then only the next amount will be given to him.

Requred Documents For Pashu Credit Card Scheme 2021

  • Applicant must be a permanent resident of Haryana State
  • Animal health certificate.
  • Loans will be available on those animals which are insured.
  • Civil score should be fine for taking loan.
  • Aadhar Card, Pan Card, Voter ID Card
  • Mobile number
  • Passport size photo

How to apply for Pashu Kisan Credit Card 2021?

  • Interested beneficiaries of Haryana State who  want to get Pashu Credit Card made under this scheme,  then they will have to apply by going to their nearest bank.
  • To apply, first you have to go to the bank with all your necessary documents. After that you have to go there and take the Application Form .
  • Then Application Form must fill carefully all the information asked for, after the application form to your documents Adhaar card, Pen card, Voter id card etc. must be submitted to the bank official attached with the application copy.
  • After verifying the application form, you  will be given the animal credit card within 1 month. 

Haryana Pashu Kisan Credit Card Yojana 2021 Application Form

If a person is not able to get the credit of any month due to any reason, then he can take the credit of the previous month in the next month. Under Haryana Pashu Credit Card Scheme 2021, those who keep sheep and goats will also be given a one-year loan of Rs 4063 and pig keepers will be given one year loan of Rs 16337. One year loan will be given. The interested beneficiaries of the state who want to take advantage of this Pashu Kisan Credit Card Scheme 2021, should get their animal credit card made.

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