Thu. Jan 28th, 2021

Pradhan Mantri Jan Dhan Yojana, jan dhan yojana rules, jan dhan account online opening, jan dhan yojana benefits, pmjdy scheme,jan dhan yojana details

Hello friends, today we are going to tell you all in this article. From the Prime Minister Jan Dhan Yojana to the Prime Minister Jana Dhan Yojana, we will eliminate all the questions that you have in your mind. , what’s the plan ? What are the benefits of Indian citizens to the scheme? And finally what is the purpose of the Prime Minister Jan Dhan Yojana etc. So let us here tell you about this plan in detail so that you do not have any questions related to this plan in your mind.

What is Pradhan Mantri Jan Dhan Yojana ?

First of all we tell you here that after all what is the pradhan mantri jan dhan yojana? And then we alternate about pradhan mantri jan dhan yojana like how to apply for it, what documents do happen and who will be able to tell you all who are eligible for the Prime Minister Jan Dhan Yojana. pradhan mantri jan dhan yojana is a financial inclusion plan launched by the Indian government in August 2014. Prime Minister Jan Dhan Yojana (PMJDY) provides easy access to banking services to every Indian citizen. Its aim is to develop a trend of saving in the citizens by providing banking system and bank account to each family in the urban and rural areas of the country. The objective of this article is to explain the Prime Minister Jan Dhan Yojana’s application process and norms. For more information about pradhan mantri jan dhan yojana, you can visit the Prime Minister Jan Dhan Yojna’s official website.

Under the Prime Minister Jan Dhan Yojana, life insurance and accident cover insurance are also made available to the bank account holders. Let us know the process of opening the Prime Minister Jan Dhan Yojana account, and in detail about its benefits.

What documents are required for pradhan mantri jan dhan yojana?

  • Ration card
  • identity card
  • Pan Card
  • Standing / temporary address proof like electricity bill, water bill or gas connection bill etc.
  • Aadhar Card
  • Id certified by a government institute
  • Any other document requested by the bank

You can become a partner of this scheme by presenting any other document with the Aadhaar card in the bank.

PM jan Dhan Yojana application form ! 

JAN DHAN application form. Financial Inclusion Account Opening Form ‘is also called, this form is available in those banks which open PMJDY accounts and you can download this application form by visiting the official website of Prime Minister Jan Dhan Yojana. And English is providing links to the application forms of both languages ​​on which you can download any of the forms by clicking on it. .

Download Hindi Form Click Hare

Download Form In English Click Hare

The main content of the form:

  • Bank details where the account is being opened.
  • Plan applicant details
  • Details of Nominee

Jan Dhan account ELIGIBILITY

If you want to take advantage of the Pradhan Mantri Jan Dhan Yojna then there are certain eligibility conditions for this scheme which are as follows:

1. Any citizen of India, the Prime Minister is eligible to open Jan Dhan Yojana Bank Account.

2. Children above 10 years of age are eligible for the Prime Minister Jan Dhan Yojana. They need only one parent to help them manage their account.

3. Without the proof of “Indian nationality”, individuals can also be eligible to open pradhan mantri jan dhan yojana. In order to open such an account of such persons, the bank will first inquire about that person. And the bank will include those individuals in a low risk list. And then the accounts of those individuals will be successfully opened.

4. If a person already has a savings account and wants him to take advantage of this scheme without opening a new account, he can transfer his account in the Prime Minister Jan Dhan Yojana. For this, he has to contact his bank in which the bank has his savings account.

What is INCOME AND AGE LIMIT for opening Prime Minister’s JAN DHAN Account 

Minimum age limit for minors is 18 years. Otherwise, any Indian resident of the age of 18 years can open this account. But no one can take advantage of this scheme after reaching the age of 60 years. Pradhan mantri jan dhan yojana is primarily for the poorer sections of India, so income (INCOME) is not of much importance in the Prime Minister’s Jan Dhan Yojana.


The purpose of the pradhan mantri jan dhan yojana is to benefit the poorer sections 
of the society, who were deprived of the schemes introduced by the government till now,
 will be given the benefit of this scheme so that they can be economically 
safe and independent. Under this scheme, the needy persons get bank account
 and insurance coverage. This scheme not only benefits the common citizens,
 but also helps in pushing the overall economy of the country

Some of the major advantages of pradhan mantri jan dhan yojana are ।

Insurance coverage: In the Prime Minister Jan Dhan Yojna, account holders get contingency life insurance of Rs. 100000. And along with life insurance coverage of Rs 30000 is also given.

Loan Benefits: After 6 months of opening the bank account, the account holder can take up to 5000. Loan. This loan comes with zero processing fees and the loan period is 36 months. This loan amount, though not a bigger amount, but is a good gift for people below the poverty line. This amount can definitely help in their life in some way. Loan amount can also be increased depending on the borrower’s payment.

Mobile Banking: Prime Minister Jan Dhan Yojana is friendly to technology. All account holders will also be able to check and balance their account balance using mobile banking.

Zero Balance: The account holders of Prime Minister Jan Dhan Yojana do not have to keep any minimum balance in their account. This account is started with 0 account balance. It means that any citizen can open this funding account free of cost.

Variants Debit Card: Account holders get Rupee Debit Card through which they can withdraw money through ATMs. You can deposit more money by visiting your nearest ATM machine

Interest: Account holders get attractive interest on their deposits.

Other: Under the Prime Minister Jan Dhan Yojana, account holders can be easily accessed to pension and other insurance products. And in the same way there are many other benefits which come under this scheme.


First of all, the opening of the Prime Minister Jan Dhan Yojana account form should be duly filled out by any person. And for opening an account, you will have to deposit it for your nearest bank. Typically, all the banks offering PMJDY accounts have a special Jan Dhan Yojana office, where a bank friend will help you to open the account. The person willing to open the account will have to submit a bank opening form with some ID proof and address proof. You can submit the base card in place of these documents. During the process of opening a bank account, you will also have to give two passport size photographs to the bank friend.

Let us tell you that there is no need to provide any amount for the account that is being opened by this scheme, as this account is also called Account Balance Account. You can open it absolutely free.

After successful submission of Jana Dhan Yojana application form and some required documents, the bank will open your BPL account after some time and you will issue check book, passbook, Rupee debit card and Jan ki Yojna information kit to you if necessary. .

After the establishment of the Prime Minister Jan Dhan Account, after the account is older than 6 months, the bank offers you a hearing of up to Rs 5000.

Under the Prime Minister Jan Dhan Yojna, the account holder can also get insurance cover of Rs 30,000.


If there is a question in the mind about the Prime Minister Jan Dhan Yojana, then for this, some toll free numbers have also been issued by the Indian government for its solution, on which the person can get the answer to his question, Here we are providing you the number on which you can get a solution to your problem by calling.

toll free number 1800-110011 and 1800 180 1111 

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